Financing, the key of the success
The management of the financing in a company is one of the most important functions as for the managerial financial management, and also, it is of vital importance for the maximization of the available financial resources. The financing is fundamental in the growth of an organization since from a deep analysis that studies the behavior of the above mentioned growth.
The key for the development of any type of successful emprendimiento is a correct characterization and fulfillment of the financing of a company, as this way also, it is important to have in skylight the targets that the same one raises. In this article we will try to tell to him in a simplest way how the system of more habitual financing works, mentioning some characteristics of every form from different points of view.
Generally, most of the productive strategies usually correspond to a strategy of financing that is translated in the employment of diverse forms of financing in particular. Many analysts define the financing as the attainment of the money that is necessary for the financing of a company.  In simpler words, we will say that the financing consists of obtaining means of payment or resources that are destined for the acquisition of goods that shape the capital of the company and that are necessary for the fulfillment of the proposed goals. For example, we can say that there exist several companies that tend to get into debt seriously with different banks, while others, they prefer to devote themselves to the self-financing and in many other cases it appeals to stock issuers for power like that to obtain resources that, precisely, finance his activity.
Anyway we can say that the combinations that turn out to be possible are great, and even for those companies or organizations that do not possess an access restricted to the financial market as it happens with the small and medium companies (PyMES). In principle, we might say that we can meet a quite wide variety as for the criteria that are used to realize his analysis. Many analysts usually study to the financing from two completely different points of view; one of them is the famous internal financing or self-financing that is usually originated from those resources that are generated by the proper company, or, of the benefits that have not been distributed. The second point of view that these analysts of the financing have is the called outside financing, which is obtained usually of different shareholders, creditors, providers and other credit companies. To go deep a bit more into the first case, we can say that the internal financing takes place based on the not distributed money of the income that are obtained, which generally is called him a reservation and inside this financing source there can become detached three sub-groups that turn out to be fundamental.
Internal financing: reservations, forecasts and amortizations
 Of these three sub-groups previously mentioned we will explain in detail each of them. The first one of them is the group of the reservations, which it is possible to say, there are an extension of the capital of the company, which targets are usually specifics opposite to the risks that appear in any managerial sector. When the financing of a company turns out to be much hindered, the reservations turn out to be an excellent support to which having resorted, especially if it is a question of some Pyme where it is not known if really the company is going to have a future policyholder, and in the cases where the investment must be too big as to entrust it to some actor of outside financing.
Other of the sub-groups belongs to the forecasts, which are usually also a species of extension of the capital but instead of being a perm is usually provisional whose targets are concrete and it is possible that they need of some materialization of the funds. The forecasts form in order to face him any type of risk or possible loss that the company could suffer, and in many opportunities, the same ones are provided with a charge to the benefit of the period, finally we have the third sub-group that is named an amortization, and in this case we will say that it is a question of the countable observation that documents some experienced loss. The depreciation quotas can change between constants or variables, or, increasing or decreasing. In general we can say that the self-financing usually fits much more to the reality of the companies since they are not determined by majority shareholders who usually remain with big part of the dividends. |
