Credit request for companies
Whenever we speak to a financial company or to a bank in order to obtain a credit, independently which is the type in which we are interested, we must bear in mind that in addition to all the required documents that we must present, also it will have to fill a form or credit request in which there is all the information that they have to do with the requested credit detailed and justified. Generally the papers that will appear enclose to the credit request must possess a minimum of 5 sheets and a maximum of 20 and of course each of these sheets must possess the signature and the clarification of the person interested by the request of the credit.
Also it is important that all these papers must be accompanied by a copy in digital support that there can include documents of text, images, planes and stage. In case the credit request is for a company PyME of that time we will meet that the first female cricket that we will have to fill will be that that demands the information of the company, between which we can name the social reason, the domicile of the company detailing the locality, the street, the number of building, the ZIP code, the province in which it is placed, the number of CUIT, the phone, the fax and the direction of e-mail. 
Next of completing the credit request with this mentioned information, the holder will have to include also his personal information in the same one, which are the name and surname, the procession to which he devotes himself, the charge that it has or will have in the company, his particular domicile, the locality in which it resides, the phone both the personnel and the TV/radio commercial, the fax and the e-mail. These two information female crickets are the principal ones since the information so much of the company and of or they are fundamental to the persons in charge to specify the credit request. The third female cricket which we will meet, be that that the financial or bank institution will have to fill with its own information, which are the name and the division in which it will be will grant the credit, the domicile of the same one, the contact, the ZIP code and the phone.
How to complete a credit solictud
In addition to all the so important information detailed previously, the credit request demands from us that we should do a description of the project that we are going to finance with the granted credit. The same one, must be faced to the acquisition of goods, of capital and of infrastructure with the target to optimize and to re-turn the productive processes that could improve substantially the environmental performance of the company. Also it is very important that we specify a geographical place together with a synthesized description of the environment in which the company will be located, and in turn maps can be included so much at local level (quarter) as urban (city). In case the company does not have the intention of financing any type of specific project, then it is important that in the credit request the current situation of the same one is specified, what means that it will have to specify the existing infrastructure, the dimensions, the volume of monthly production and the surface that the same one occupies.
 Since well we had mentioned, the credit request demands that you should detail the general and specific targets of the project and consequently it is important that the justification of the above mentioned project is realized in writing. In a credit request for a company also we must detail of that there talks each other the project that will be financed, for example, there can be mentioned the components and facilities that will be needed for the execution of the same one; what type of project is the one that will be carried out, etc.
Also it is possible to do a small technical critique about the productive process in which it will be inserted; the technical information of the team that will intervene in the project; the products to be prepared, in case there is this the reason for which one resorts to the credit request, the packing and the means of exit. On the other hand also the activities must be detailed during the phase of installation or operation, in spite of doing aside the identification of the risks or risks that can go so far as to have some type of environmental effect. A credit request needs of a balance of materials, like the inputs, the emission and residues, and in turn the description of the stages of the activities of the project with his economic information and corresponding financiers and finally it is very important that in the credit request there are placed the technical alternatives that have been analyzed and the justification that there explains in detail that one that was selected to carry out this project. |
